We navigate, you Yeecar !

Think of us as your navigator, for a seamless car-buying and personal finance journey.

Instant & personalised
No impact on credit score
No hidden fees - How we get paid

30+

Lending Partners

1.2K

Happy customers

Your perfect loan match in minutes

Choose your preferred car or personal loan from multiple options, tailored specifically to you

What type of finance are you after?

Vehicle Loan

Personal Loan

How it works in 4 easy steps

Smart match

We match your unique profile to the best pre-qualified rates

Choose loan

Choose your preferred lender, with 100% rate and fee transparency

We do the checks

Your online application gets checked against 1,000+ lender policies before it's shared with a lender to protect your credit score

Loan approved!

The fun part. Final loan documents are reviewed and funds are released!

Products

Much more than just your regular loan

Consumer car loan

By completing a few simple online steps, we match your profile and the car you're looking at with our panel of 30+ lenders.

In just 60 seconds, you can get personalised rates with full transparency on fees, rates and monthly repayments. If you like what you see, you can then continue your application and provide us a few additional pieces of information so we can pre-vet your application before we submit it to your chosen lender. This ensures we are confident you will be approved before we lodge anything. You can also check out our car loan calculator to get an idea of what your monthly repayments could look like.

If you're looking for your best rate on your next car loan but don't know where to start, we'll put you in the Driva's seat.

What makes us special

Personalised rates based on your credit score and vehicle age
Find your rate without hurting your credit score
We don't lodge your application until we ensure you meet your lender's approval criteria

Personal loan

Looking for a personal loan? Driva offers a simple and hassle-free way to obtain personalised finance rates from 15+ lenders online. Our loan product is designed to meet your unique needs and preferences, with competitive rates and flexible repayment terms. With Driva, you can quickly and easily compare loan options from multiple lenders, allowing you to make an informed decision that suits your financial situation.

Why should I use Driva for personal finance?

Personalised finance rates from 15+ lenders
Competitive rates and flexible repayment terms
Hassle-free application process and fast approvals

Commercial car loan

Driva offers a range of products for your business, from light vehicles to heavy equipment. If it's got wheels, we've got you covered!

Driva offers a range of products for your business, from light vehicles to heavy equipment. If it's got wheels, we've got you covered!

There are a number of benefits of a commercial loan:

Significantly less documentation required
Ability to finance broader range of vehicle types
Tax benefits

When should you get a commercial loan?

If you will be using the vehicle for business at least 50% of the time
You want to finance a vehicle or other wheeled equipment
Your financing needs are for less than $250,000 per asset

Refinancing

Since car loans are a fixed rate product, your car loan rate doesn't change when lenders change their rates. This means the only way to benefit from today's low interest rate environment is by refinancing your existing car loan.

When you refinance, you replace an existing loan with a new loan from a different lender that pays off the debt of the old loan. This only makes sense when the new loan has better terms or features that improve the overall cost of the loan. Luckily, in the current economy, recent rate drops mean this can help a lot of Australians save money!

When should you refinance

To take advantage of the low interest rate environment to reduce your monthly repayments
Make the most of your improved credit score to get a better rate on your loan
Extend the length of your existing loan to reduce your monthly repayment (this may mean paying more interest)

What's wrong with traditional finance?

It's hard

Not only is it a slow and painful process, it’s really hard to shop around and compare rates.

Everything is hidden

Interest rates and fees are generally not shared with the customer. Brokers tend to favour lenders that pay the highest commissions, not those that have the best rates.

It's not personalised

Almost every other finance company uses generic starting rates not specific to you - these rates then change later in the process.

What's right with Yeecar?

It's easy

We take the hard work out of the loan application process from start to finish.

Nothing is hidden

We're 100% transparent, so there are no hidden surprises.

Personalised

We provide you with personalised rates based on your profile. This means no last minute rate changes just before you sign the contract.

Lending Partners

Compare multiple lenders with Yeecar

Interest rate: 6.20 %

Comparison rate:

7.10 %*

Interest rate: 6.57 %

Comparison rate:

7.19 %*

Interest rate: 6.68 %

Comparison rate:

8.73 %*

Interest rate: 6.89 %

Comparison rate:

8.10 %*

Interest rate: 7.29 %

Comparison rate:

8.38 %*

Interest rate: 7.49 %

Comparison rate:

9.18 %*

Interest rate: 7.49 %

Comparison rate:

8.53 %*

Interest rate: 7.87 %

Comparison rate:

9.17 %*

Interest rate: 7.90 %

Comparison rate:

9.60 %*

Interest rate: 7.91 %

Comparison rate:

9.54 %*

Interest rate: 8.49 %

Comparison rate:

10.09 %*

Interest rate: 8.70 %

Comparison rate:

10.82 %*

Interest rate: 8.70 %

Comparison rate:

10.77 %*

Interest rate: 8.95 %

Comparison rate:

9.66 %*

Interest rate: 9.15 %

Comparison rate:

10.69 %*

Interest rate: 9.24 %

Comparison rate:

11.07 %*

Interest rate: 9.29 %

Comparison rate:

10.56 %*

Interest rate: 9.44 %

Comparison rate:

10.92 %*

Interest rate: 9.52 %

Comparison rate:

10.49 %*

Interest rate: 9.69 %

Comparison rate:

11.19 %*

Interest rate: 9.75 %

Comparison rate:

11.49 %*

Interest rate: 9.90 %

Comparison rate:

10.47 %*

Interest rate: 9.90 %

Comparison rate:

10.47 %*

Interest rate: 9.95 %

Comparison rate:

11.69 %*

Interest rate: 9.95 %

Comparison rate:

11.29 %*

Interest rate: 10.09 %

Comparison rate:

11.78 %*

Interest rate: 10.25 %

Comparison rate:

11.88 %*

Interest rate: 10.25 %

Comparison rate:

12.20 %*

Interest rate: 11.25 %

Comparison rate:

13.35 %*

Interest rate: 13.95 %

Comparison rate:

17.58 %*

Interest rate: 14.95 %

Comparison rate:

15.95 %*

Interest rate: 15.75 %

Comparison rate:

19.10 %*

Interest rate: 16.00 %

Comparison rate:

18.99 %*

Interest rate: 18.99 %

Comparison rate:

35.96 %*

Interest rate: 20.50 %

Comparison rate:

22.75 %*

Interest rate: 21.90 %

Comparison rate:

28.71 %*

So how does it work?

What is Driva?

Driva’s mission is to help you navigate existing lenders in the market and obtain finance for new or used vehicles, and other large life expenses.

There are already so many finance lenders out there, we thought adding another name to the list wouldn’t help. This means we don’t have any incentive to steer you down the wrong path.

We take the hard work out of the online loan application process from start to finish providing a seamless and hassle-free experience. We're 100% transparent, so there are no hidden surprises and provide you with personalised rates based on your profile. This means no last-minute rate changes just before you sign the contract, so you can get the best deal possible on your finance option.

Which lenders do you work with?

We work with over 30 different car and personal loan lenders to give you confidence that the auto financing options you’re seeing are a good fit for the vehicle you’re thinking about and your personal situation.

Not all finance lenders were born equal, which means some have slower response times, bigger fees, worse support functions and higher rates than others, and they all have different lending criteria. But we’ve hand-picked those that we work with to support our vision of a seamless customer experience, an effortless online finance application process and the lowest rates.

How long does the process take?

Getting an online finance quote only takes just a few minutes and the entire process (from approval to your chosen seller receiving funds in their account for a car purchase) can be done as quickly as within 24 hours. That said, actual turnaround times will vary fairly significantly depending on your chosen lender as they each have their own unique lending criteria.

Our short and simple online application only takes 2 minutes to fill out, and you can see your car loan and personal loan options from within your Driva Dashboard instantly, you can get started and apply online here now. You can also use our car loan calculator to get an idea of how much you could borrow, and what your repayments might look like, with a Driva car loan.

What is a comparison rate?

Once you've determined how much to spend on a car and if it's worth getting a vehicle loan it's time to start shopping around for finance, you can use comparison rates to help work out the true cost of a loan. This is because it accounts for all of the fees and charges a lender is paid for originating loans.

Driva clearly specifies the comparison rate of every quote we provide to you so you can quickly see which loans will cost you less. Our tip is to rely on either the comparison rate or monthly repayment figure instead of the quoted annual percentage rate or interest rate, as these can be very misleading!

Does my credit score impact my rates?

When lenders are assessing and pricing your loan, one of the key factors they’ll often consider is your credit score. If you’ve got a reasonably high credit score, you’ll be eligible for a lower interest rate - and if you don’t have the best score, you’ll likely end up paying a higher rate.

Your credit score isn’t always the most important factor though. Some lenders will pay more attention to personal details like your income and living situation or the loan amount you’re looking for. Driva works with more than 30 lenders to ensure that you have the best chance of finding a finance option that works for you.

We've been waiting for you

You can watch your business bloom and glow, achieving new heights of success and radiating prosperity.

Need finance guidance?

We've always worked very hard to give our customers the best experience.

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